Learn how to BUILD YOUR CREDIT SCORE...
We will use FICO 8 here, not your Vantage Score!

This is a topic that is frequently asked about, in part because it's really a couple of different questions, and because many people don't understand some of the terms.

Here's What You Should Know About The Vantage Score® And FICO® Credit-Scoring Models

Credit Cards are one of the easiest and quickest ways to earn points and miles - from sign-up bonuses to earning points on everyday spending and even getting some pretty neat perks on top of it all. It's easy to get carried away with all of the options that are available, and it seems like issuers are coming out with...

When you check your credit score, you may be wondering. "Why is my credit score is different depending on where I check it?" Here's why:

Your History Is Complex And Changing, But It's All About Paying Bills On Time!

It's totally logical to assume your credit score is only affected by loans, loans, more loans, and all the information associated with said loans. (It's your credit score, am I right?) But in reality, lots of information can find its way onto your credit reports - and plenty of actions can directly or indirectly damage your standing.